Youth Accounts

For the littlest investors.

Teach your children how to manage their own money! Our special savings account for kids age 12 and under is a great place to start.

They’ll be encouraged to save with special gifts for qualified deposits.

You can help encourage your children to learn about money matters with these safe, online sites in our Financial Resource Center.

For teens on the go!

You can help your teen with one thing they really want, independence! With a checking account at Connects, your teen can learn financial responsibility and self-reliance.

Connects Checking features include:

If under the age of 18, a parent or legal guardian must be a joint owner on the account.

Parents, your children learn the most from you. With a Connects checking, you are connected to your child’s account to monitor and mentor their financial activities through online banking.

A successful youth account with teen checking will lead to a successful financial future. Plus, having an early start in a relationship with Connects means your children will have a reliable, trusted financial services partner for years to come!

Youth Account Rates

Effective January 1, 2025
Youth Accounts
Dividend rate0.05%
Annual percentage yield0.05%
Dividends compoundedMonthly
Dividends creditedMonthly
Dividend periodMonthly
Minimum opening deposit$5.00
Average daily balance tiers level required for each rateNone
Minimum balance to receive dividend$5.00
Balance methodDaily balance