Start saving with as little as $5.
- This is the primary account that is opened when you join
- A $5 minimum deposit (a share) and balance is required
- This savings account earns attractive dividends providing safe financial growth
- You’ll receive a quarterly statement to review your account activity
Christmas Club & Vacation Accounts
Save for giving, save for fun.
Perfect for helping you save for special occasions while earning an attractive dividend!
There is no minimum balance or deposit required
- Christmas Club balances are automatically transferred to Share Accounts each October and the new Club year begins
- Early withdrawal penalty may apply on Christmas Clubs
- Request your Club account in Online Banking or call your branch to request over the phone.
Certificates of Deposit
Certificates of Deposit (CDs) are a great way to save and earn quarterly dividends. With set terms of 6 months, 1, 2 or 3 Years, your money will earn competitive dividends while remaining on deposit for the term selected.
Members can easily open a CD in online banking.
Minimum Amount is $500.00 for a 6 Month Term and $1000.00 for 1, 2 and 3 Year Terms
The penalty for early withdrawal is up to 180 days of interest.
Regular Share Account Rates
Effective January 1, 2025| Regular Share Account: | |
|---|---|
| Dividend rate | 0.05% |
| Annual percentage yield | 0.05% |
| Dividends compounded | Monthly |
| Dividends credited | Monthly |
| Dividend period | Monthly |
| Minimum opening deposit | $5.00 |
| Average daily balance tiers level required for each rate | None |
| Minimum balance to receive dividend | $100.00 |
| Balance method | Daily balance |
Vacation Club Rates
Effective January 1, 2025| Vacation Club: | |
|---|---|
| Dividend rate | 0.05% |
| Annual percentage yield | 0.05% |
| Dividends compounded | Monthly |
| Dividends credited | Monthly |
| Dividend period | Monthly |
| Minimum opening deposit | None |
| Average daily balance tiers level required for each rate | None |
| Minimum balance to receive dividend | None |
| Balance method | Daily balance |
Christmas Club Rates
Effective January 1, 2025| Christmas Club*: | |
|---|---|
| Dividend rate | 0.05% |
| Annual percentage yield | 0.05% |
| Dividends compounded | Monthly |
| Dividends credited | Monthly |
| Dividend period | Monthly |
| Minimum opening deposit | None |
| Average daily balance tiers level required for each rate | None |
| Minimum balance to receive dividend | None |
| Balance method | Daily balance |
| * A penalty may apply for early withdrawal. |
Share Certificate Rates
Effective January 1, 2025| Term (%) Fixed | Dividend Rate | Annual percentage yield |
|---|---|---|
| 6 months | 1.00% | 1.00% |
| 1 year | 1.95% | 1.97% |
| 2 year | 2.10% | 2.12% |
| 3 year | 2.59% | 2.62% |