Other Rates

The Annual Percentage Rate you receive is determined by your credit history and other underwriting factors. Please ask a loan representative about your qualifying rate.

Payment: Your payment will be determined at the time of the advance and will be disclosed on the voucher accompanying your advance. However, your minimum payment will never be less than $25.00 per month.

Discounts: Must qualify for discounts at time of loan closing

• 1% Automatic payment from a Connects Checking Account
• 1% Direct Deposit to a Connects Checking Account
• 1% Multiple Loan Discount

* Rate cannot go below credit union floor rate. Discounts do not apply to Lines Of Credit, VISA Credit Cards, Shared Secured, CD Secured, HELOCs and First Mortgages)

Late Charge: After 15 days from the due date, the late charge will be 5% of your payment.

Collection Costs: You agree to pay all costs of collection to include 33 1/3% attorney fees, court fees, and any other expenses incurred in the collection of the amount due.