Other

	APR
Camper/Trailer/Motor Homes/Collateral Advances	5.75% to 17.25%
Signature/Line of Credit Advances	7.25% to 18.00%
Company Stock Advances (70% of value)	9.50% to 18.00%

The Annual Percentage Rate you receive is determined by your credit history and other underwriting factors. Please ask a loan representative about your qualifying rate.

Payment: Your payment will be determined at the time of the advance and will be disclosed on the voucher accompanying your advance. However, your minimum payment will never be less than $25.00 per month.

Late Charge: After 15 days from the due date, the late charge will be 5% of your payment.

Collection Costs: You agree to pay all costs of collection to include 25% attorney fees, court fees, and any other expenses incurred in the collection of the amount due.

Discount:	.25% discount off current loan APR for qualified members on “automatic loan payment.”
	.25% discount off current loan APR for qualified members who have a Connects credit card in good standing.
	(Discounts do not apply to lines of credit and credit cards.)